REAL ESTATE & CONSTRUCTION

PROFESSIONAL SERVICES

TRANSACTIONAL RISK

ENTERTAINMENT

TECHNOLOGY

NON-PROFIT

AVIATION

PRIVATE CLIENT PRACTICE

Public Entity

With 18 years of public entity experience, we help cities, counties, public utilities and school districts insure against perils that could impact our communities now and into the future. T. Hudson uses a comprehensive carrier network to help public entities design and implement their insurance programs to plan for and mitigate losses in property, liability, and workers compensation.

Plan Options:

  • First Dollar Package
  • Excess Property
  • Excess Liability
  • Excess Workers Compensation
  • Public Officials Liability
  • School Board Liability
  • Law Enforcement Liability
  • Environmental Liability
  • Environmental Liability
  • Bonds
  • Cyber Liability

RECOMMENDED POLICIES:

  • Organizational Personnel Policy
  • Department Personnel Policy
  • Disciplinary Action Policy
  • Safety and Risk Management Policy
  • Electronics Use Policy
  • Vendor & Payment Policy
  • Records Retention Policy
  • Employment Performance Policy
  • Records Retention Policy
  • Law Enforcement Pursuit Policy

REAL ESTATE & HOSPITALITY VERTICALS:

  • Entertainment Studios
  • Hotels
  • Industrial
  • Manufacturer buildings
  • Mixed-Use
  • Mini-Warehousing 
  • Multi-family
  • Office buildings
  • Retail buildings
  • Self-Storage
  • Senior Living
  • Shopping centers
  • Strip malls
  • Warehouse

RECOMMENDED POLICIES:

  • Builders Risk
  • Commercial Property
  • Cyber Liability
  • Directors & Officers
  • Environmental
  • Errors & Omissions
  • Excess Liability (Umbrella)
  • General Liability Insurance Lessor’s Risk
  • Terrorism
  • Workers Compensation

CONSTRUCTION VERTICALS:

  • Concrete/Asphalt
  • Electricians
  • Excavators
  • Fencing/Access Control
  • Fire Protection
  • Flooring
  • General Contractors
  • Home Theater Installation
  • HVAC
  • Interior Decorators
  • Janitorial Services
  • Landscapers
  • Masonry
  • Painters
  • Playground Installation
  • Plumbers
  • Restoration
  • Roofers

RECOMMENDED POLICIES:

  • Builders Risk
  • CCIP (Contractor Controlled Insurance Program)
  • Commercial Auto
  • Crime
  • Directors & Officers
  • Employee Benefits
  • Errors & Omissions
  • Excess Liability
  • General Liability
  • Inland Marine
  • OCIP (Owner Controlled Insurance Program)
  • Pollution Liability
  • Pollution Wrap-Ups
  • Professional Liability
  • Project Specific Wrap
  • Property & Business Interruption
  • Surety & Bonding
  • Workers Compensation & Employer’s Liability

CONSTRUCTION VERTICALS:

  • Concrete/Asphalt
  • Electricians
  • Excavators
  • Fencing/Access Control
  • Fire Protection
  • Flooring
  • General Contractors
  • Home Theater Installation
  • HVAC
  • Interior Decorators
  • Janitorial Services
  • Landscapers
  • Masonry
  • Painters
  • Playground Installation
  • Plumbers
  • Restoration
  • Roofers

RECOMMENDED POLICIES:

  • Builders Risk
  • CCIP (Contractor Controlled Insurance Program)
  • Commercial Auto
  • Crime
  • Directors & Officers
  • Employee Benefits
  • Errors & Omissions
  • Excess Liability
  • General Liability
  • Inland Marine
  • OCIP (Owner Controlled Insurance Program)
  • Pollution Liability
  • Pollution Wrap-Ups
  • Professional Liability
  • Project Specific Wrap
  • Property & Business Interruption
  • Surety & Bonding
  • Workers Compensation & Employer’s Liability