REAL ESTATE & CONSTRUCTION

PROFESSIONAL SERVICES

TRANSACTIONAL RISK

ENTERTAINMENT

TECHNOLOGY

NON-PROFIT

AVIATION

PRIVATE CLIENT PRACTICE

Real Estate & Construction Insurance

REAL ESTATE & HOSPITALITY VERTICALS:

  • Entertainment Studios
  • Hotels
  • Industrial
  • Manufacturer buildings
  • Mixed-Use
  • Mini-Warehousing 
  • Multi-family
  • Office buildings
  • Retail buildings
  • Self-Storage
  • Senior Living
  • Shopping centers
  • Strip malls
  • Warehouse

RECOMMENDED POLICIES:

  • Builders Risk
  • Commercial Property
  • Cyber Liability
  • Directors & Officers
  • Environmental
  • Errors & Omissions
  • Excess Liability (Umbrella)
  • General Liability Insurance Lessor’s Risk
  • Terrorism
  • Workers Compensation

INDUSTRY SOLUTIONS

MASTER POLICY CREATION

T. Hudson Risk Advisors specializes in helping clients create master policies that leverage premium volume to lower insurance costs. Our approach involves pooling assets and utilizing risk modeling to reduce overall exposure to insurance carriers, resulting in significant savings for multifamily owners and managers. With our expertise, clients typically see a reduction in annual premiums of 15% to 25%. Let us help you recreate your master policy to achieve substantial cost savings on your insurance coverage.

WORKERS COMPENSATION CAPTIVE FOR PROPERTY MANAGERS

Through the use of a captive, property managers can utilize high deductibles as a method to share in the profits when the company’s workers compensation program performs with a low loss ratio. If implemented properly, this can be a significant profit center for management companies that proactively address workplace safety.

CONSTRUCTION VERTICALS:

  • Concrete/Asphalt
  • Electricians
  • Excavators
  • Fencing/Access Control
  • Fire Protection
  • Flooring
  • General Contractors
  • Home Theater Installation
  • HVAC
  • Interior Decorators
  • Janitorial Services
  • Landscapers
  • Masonry
  • Painters
  • Playground Installation
  • Plumbers
  • Restoration
  • Roofers

RECOMMENDED POLICIES:

  • Builders Risk
  • CCIP (Contractor Controlled Insurance Program)
  • Commercial Auto
  • Crime
  • Directors & Officers
  • Employee Benefits
  • Errors & Omissions
  • Excess Liability
  • General Liability
  • Inland Marine
  • OCIP (Owner Controlled Insurance Program)
  • Pollution Liability
  • Pollution Wrap-Ups
  • Professional Liability
  • Project Specific Wrap
  • Property & Business Interruption
  • Surety & Bonding
  • Workers Compensation & Employer’s Liability