Real Estate & Construction Insurance

REAL ESTATE & HOSPITALITY VERTICALS:

Entertainment Studios
Hotels
Industrial
Manufacturer buildings
Mixed-Use
Mini-Warehousing
Multi-family
Office buildings
Retail buildings
Self-Storage
Senior Living
Shopping centers
Strip malls
Warehouse

RECOMMENDED POLICIES:

Builders Risk
Commercial Property
Cyber Liability
Directors & Officers
Environmental
Errors & Omissions
Excess Liability (Umbrella)
General Liability Insurance Lessor’s Risk
Terrorism
Workers Compensation

INDUSTRY SOLUTIONS

MASTER POLICY CREATION

T. Hudson Insurance specializes in helping clients create master policies that leverage premium volume to lower insurance costs. Our approach involves pooling assets and utilizing risk modeling to reduce overall exposure to insurance carriers, resulting in significant savings for multifamily owners and managers. With our expertise, clients typically see a reduction in annual premiums of 15% to 25%. Let us help you recreate your master policy to achieve substantial cost savings on your insurance coverage.

WORKERS COMPENSATION CAPTIVE FOR PROPERTY MANAGERS

Through the use of a captive, property managers can utilize high deductibles as a method to share in the profits when the company’s workers compensation program performs with a low loss ratio. If implemented properly, this can be a significant profit center for management companies that proactively address workplace safety.

CONSTRUCTION VERTICALS:

Concrete/Asphalt
Electricians
Excavators
Fencing/Access Control
Fire Protection
Flooring
General Contractors
Home Theater Installation
HVAC
Interior Decorators
Janitorial Services
Landscapers
Masonry
Painters
Playground Installation
Plumbers
Restoration
Roofers

RECOMMENDED POLICIES:

Builders Risk
CCIP (Contractor Controlled Insurance Program)
Commercial Auto
Crime
Directors & Officers
Employee Benefits
Errors & Omissions
Excess Liability
General Liability
Inland Marine
OCIP (Owner Controlled Insurance Program)
Pollution Liability
Pollution Wrap-Ups
Professional Liability
Project Specific Wrap
Property & Business Interruption
Surety & Bonding
Workers Compensation & Employer’s Liability

MANUFACTURING / DISTRIBUTION

PROFESSIONAL SERVICES