T. Hudson Insurance specializes in helping clients create master policies that leverage premium volume to lower insurance costs. Our approach involves pooling assets and utilizing risk modeling to reduce overall exposure to insurance carriers, resulting in significant savings for multifamily owners and managers. With our expertise, clients typically see a reduction in annual premiums of 15% to 25%. Let us help you recreate your master policy to achieve substantial cost savings on your insurance coverage.
Through the use of a captive, property managers can utilize high deductibles as a method to share in the profits when the company’s workers compensation program performs with a low loss ratio. If implemented properly, this can be a significant profit center for management companies that proactively address workplace safety.