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BENEFITS OF CYBER LIABILITY INSURANCE:

More than one-third of businesses experience a data breach each year. If a similar event happened at your business, would you be able to pay for the resulting damages?

Many cyber liability policies cover a variety of expenses associated with a cyber attack:

• First & Third Party Network Security/Privacy Coverage
• Breach Notification
• Credit Monitoring Service Costs
• PCI Fines and Penalties Coverage
• Computer Forensic Costs
• Crisis Management and Public Relations Costs
• Regulatory Defense and Penalties Coverage
• Cyber Extortion
• Unauthorized Access
• Media Coverage
• Malicious Coding
• Intellectual Property
• Denial/Loss of Service Attacks
• Copyright, Trademark Infringements
• Cyber Theft
• Data Restoration
• Disclosure of Information
• Privacy Breach Response Services
• Consumer Redress Coverage
• Social Engineering
• First Party Business Interruption

A general liability policy often excludes losses incurred because of the Internet. A cyber liability policy can fill in that gap. It may be the difference between closing your business and making a comeback.